For medicare-eligible* retirees who are
eligible to receive a pension from NYCERS/BERS/TRS/NYSERS/CIRS
* Medicare-eligible = age 65 and/or disability
You must be a DC 37 member, Medicare eligible,
and be pension eligible under NYCERS/BERS/TRS/NYSERS/CIRS.
City Health Insurance
You may wish to refer to the City of New York's Health Benefits
Program Summary Program Description booklet.
Complete a Health Benefits Application form.
Apply for Medicare Parts A and B at your nearest Social Security
office. If you are retiring before or at the age of 65, ` apply
for Medicare Parts A and B in the three months before your 65th
birthday. You will not be eligible for Medicare Parts A and B until
you reach your 65th birthday.
When you retire and are age 65 or over, you must have Medicare Parts
A and B to continue your City health insurance. The premium cost
of Medicare Part B will be taken out of your Social Security check.
When you retire, you and your eligible dependents will be reimbursed
for the cost of Medicare Part B once a year.
In order to be reimbursed, you must apply to the New York City
Health Benefits Program by sending a copy of the Medicare card and
a copy of the stub from the members pension check with a note
advising the City to update their records. Be sure to include the
members name, address, telephone number and Social Security
number when you send in the copy of the Medicare card. Send the
City of New York
Health Benefits Program
40 Rector Street, 3rd Floor
New York, NY 10006
Medicare is the primary health insurance for retirees
age 65 or over (unless covered by a working spouse, in which case
Medicare is secondary). City health insurance is the secondary health
insurance. If you are retired and receiving Medicare Parts A and
B, you may choose a supplement to Medicare or a Medicare + Choice
(formerly Medicare Risk) health insurance plan.
a. Medicare Supplemental Plans
You must switch to a Medicare supplemental plan when eligible.
When enrolled in a Medicare supplemental plan, you may go to any
healthcare provider who accepts Medicare as payment in full throughout
If you go to healthcare providers who accept Medicare and you
receive services that are covered by Medicare and/or your Medicare
supplemental plan, you will be charged the first $100 of the providers
charges each calendar year. You must pay $200 for each hospitalization,
up to $500 per individual each calendar year.
You may go to providers who do not accept Medicare and pay the
difference between what providers charge and what Medicare allows
according to the Health Care Financing Administration guidelines
(generally, 15% more than the Medicare-approved amount).
b. Medicare + Choice Plans (formerly
These plans are similar to the managed care plans members have
before retiring and receiving Medicare Parts A and B, but there
may be important differences. You must switch to a Medicare +
Choice plan when eligible. You can receive full information about
the Medicare + Choice benefits by contacting the health plans
directly. If you do not automatically receive the forms to switch,
you should contact the City of New York Health Benefits Program,
40 Rector Street, 3rd Floor, New York, NY 10006. Phone 212- 513-0470.
The transfer period for retirees to change City
health insurance plans occurs during the open enrollment period
of even-numbered years. There are exceptions to this rule. There
is a once-in-a-lifetime opportunity to switch City health insurance
plans, which you may use after being retired at least one year.
If you move out of your City health insurance plans service
area, you may switch health plans within 31 days of the move.
The cost for the City health insurance and any riders will be deducted
from your monthly pension check.
For DC 37 members who are employed by the State, please contact
your Health Benefits Administrator/Payroll Department for up-to-date
information on your New York State Health Insurance Program or you
may contact the Employee Benefits Division, Department of Civil
Service, State of New York, The State Campus, Albany, NY 12239;
Call 518-457-5754 (Albany area) or 800-833-4344 (outside Albany).
a. Social Security Benefits for Working Members
65 Years of Age or Over
If you continue to work beyond your 65th birthday, you are eligible
to receive Social Security without a reduction in your Social
Security benefit, regardless of income.
If you choose to receive your Social Security benefit at your
65th birthday and continue to work, you do not have to apply for
Medicare Part B.
To waive your Medicare Part B benefit, advise your Social Security
Office that you are working and covered under an employer health
For additional information pertaining to this benefit, contact
your Social Security Office three to six months prior to your
65th birthday. Call the Social Security Administration at 1-800-
b. Social Security Disability
If you are under age 65, receive a City pension check in addition
to a Social Security benefit, and are notified by the Social Security
Administration that you are eligible for Medicare Parts A and
B, do the following:
- In order to continue your coverage under
the City Health Benefits Pro-gram, you must accept your Medi-care
benefit and notify the Office of Labor Relations.
- Make a copy of your pension stub, a copy
of your Medicare card, and write a note requesting that your
information be updated and send them to:
City of New York
Office of Labor Relations
40 Rector Street, 3rd Floor
New York, NY 10006
The Office of Labor Relations will notify your
Once you have vested in your respective Retirement
Plan (i.e., NYCERS/BERS/TRS/ NYSERS/CIRS), you may retire. You may
contact the District Council 37 Health and Pension Services Unit
not more than 6 months prior to retirement at 125 Barclay Street,
3rd Floor, New York, NY 10007. Call 212-815-1200.
DC 37 Health and Security Plan Benefits
Send a copy of the stub from your first pension check and a copy
of the Health Benefits Application form (ERB2000) to District Council
37, Attn: EEU8th Floor, 125 Barclay Street, New York, NY 10007
or fax the information to 212-815-1218. This will ensure that you
receive the DC 37 Health & Security Plan benefits available
DC 37 Annuity Fund
To find out whether you are eligible for the DC 37 Annuity Fund,
how and when you can withdraw the money or to ask any questions
about the Annuity Fund, call the Annuity Plan Administrator at 212-815-1888.
The Annuity Fund is a tax-deferred savings plan. Most members covered
by the 1995 Municipal Coalition Economic Agreement, who were on
active payroll from June 1, 1996 through May 31, 1997 and who were
on active pay status on June 1, 1999, are eligible for an Annuity
When you retire, you have three options: 1) you may receive a cash
distribution, 2) you may request a direct rollover to another tax-
qualified plan, or 3) you may leave your money in the Annuity Fund
for later withdrawal.
Deferred Compensation Plan
If you participate in the Citys Deferred Com- pensation Plan,
you must contact the City of New York Health Benefits Program, 40
Rector Street, 3rd Floor, New York, NY 10006, or call the Deferred
Compensation Plan at 212-306-7760 to obtain a distribution packet.
The distribution packet must be returned to the Deferred Com- pensation
Plan within 60 days after you retire.
Change of Address or
If you have a change of address or change of dependents, it is important
to notify the City of New York Health Benefits Program, 40 Rector
Street, 3rd Floor, New York, NY 10006. Also notify the DC 37 Health
& Security Plan, 125 Barclay Street, New York, NY 10007, or
For More Information
For information about the DC 37 Health & Security Plan benefits,
contact the Inquiry Unit, DC 37, 125 Barclay Street, 3rd Floor,
New York, NY 10007 or call 212-815-1234.
For pension or health insurance information, contact the DC 37 Health
and Pension Services Unit, DC 37, 125 Barclay Street, Room 314,
New York, NY 10007 or call 212-815-1200.
For information about the Retirees Association of DC 37, call 212-815-1781
or visit them in Room 980, 125 Barclay Street, New York, NY 10007.